My Money Life: Finance Planner

Track income, deductions, and expenses. See your take-home, surplus rate, and savings in weekly, bi-weekly, monthly, or annual view. Create multiple budgets and save snapshots to compare over time.

Track every asset and liability — cash, investments, real estate, mortgage, loans. See your debt ratio and net worth in one number. Save snapshots to watch it grow.

401(k) and IRA planners side by side, with all four Roth buckets modeled separately — deferral, match, catch-up, and after-tax — each taxed correctly instead of a cosmetic toggle. All ten IRS limits are editable in Settings, shipped with 2026 values.

Estimate your monthly benefit at every claiming age from 62 to 70. Enter your salary or your SSA statement PIA. See how timing affects your lifetime income and pick the age that works for you.

529 — model college savings with cost-inflation projections and see your funding gap. 530A — Section 530A (Trump Account, 2026 rules): $5,000/yr IRS cap, US equity index funds only, locked until 18. Includes the $1,000 federal seed for children born 2025–2028.

See exactly when compounding overtakes what you've paid in, with a Contributions vs. Growth chart and the precise age it happens — the most motivating number in a long-term plan.