My Money Life: Finance Planner
Be the Main Boss of Your Money.
Every financial planner you need — private, on-device, yours.
Budget
Track income, deductions, and expenses. See your take-home, surplus rate, and savings in weekly, bi-weekly, monthly, or annual view. Create multiple budgets and save snapshots to compare over time.
Net Worth
Track every asset and liability — cash, investments, real estate, mortgage, loans. See your debt ratio and net worth in one number. Save snapshots to watch it grow.
Retirement Planning
401(k) and IRA planners side by side. Project your balance at retirement, model withdrawals, and see if you're on track. Includes Mega Backdoor Roth, Roth vs Traditional IRA comparison, and IRS contribution limit tracking.
Social Security
Estimate your monthly benefit at every claiming age from 62 to 70. Enter your salary or your SSA statement PIA. See how timing affects your lifetime income and pick the age that works for you.
Child Accounts
529 — model college savings with cost-inflation projections and see your funding gap. 530A — Section 530A (Trump Account, 2026 rules): $5,000/yr IRS cap, US equity index funds only, locked until 18. Includes the $1,000 federal seed for children born 2025–2028.